Our Services
Please take 3 minutes to learn what services we can provide you

Pivot Loan product details:

- Loan amount: ranging from 5,000 naira to 300,000 naira.

- Loan term: 91 days to 180 days.

- Annual interest rate: up to 24%.

- Daily interest rate:

Calculated at 24%, that is: 24% ÷ 365 = 0.0658%.

- Other fees: Service fee is 0.

Flexible loan limits​
Everyone's financial needs are different, and Pivot Loan offers a variety of loan amounts. Small loans can help you ease unexpected bills, while larger loans can help you with short-term travel, home appliance purchases, etc. The loan amount is designed to be flexible to meet needs of all sizes.​
Quick approval and loan disbursement​
Time is of the essence for financial needs. Pivot Loan is proud of its fast approval process, which uses advanced algorithms and efficient team collaboration to quickly review and approve applications after they are submitted. Approved funds will be directly deposited into your bank card account within minutes to solve your urgent needs.​
Transparent terms and conditions​
Pivot Loan is honest and transparent with clear terms and conditions and no hidden fees. You will know the repayment amount, interest rate and repayment plan from the beginning, making it easy to make decisions and manage your finances.
Our Products
One-click login, convenient and worry-free! Supports fast login on multiple platforms, no complicated registration required, you can get a loan anytime, anywhere.​
It only takes four steps to get it done quickly! Say goodbye to cumbersome procedures, apply online, undergo intelligent review, and quickly disburse funds in one go, and the funds will arrive as fast as lightning.​
No need for collateral, credit loan! You can get a loan based on your credit, with flexible quotas, solving your funding problems and releasing the value of credit. ​​
Beijing Magic Pocket Technology Co., Ltd.
Our in-depth technical collaboration with Beijing Magic Pocket Technology Co., Ltd., a partner with extensive international lending experience, has enabled Magic Pocket to deploy an industry-leading financial-grade AI Agent solution for the high-concurrency online lending scenarios in Nigeria. This solution integrates AI-powered intelligent voice customer service based on multimodal semantic understanding with an adaptive repayment reminder robot, enabling concurrent holographic interaction with massive numbers of users within seconds. Combined with an underlying cloud-native automated lending system and real-time risk control flow, it not only ensures a lightning-fast and smooth experience before and after loan disbursement but also constructs an intelligent and automated comprehensive lending management ecosystem while meeting local consumer rights protection and data privacy requirements.
Cooperation Agreement
Our
partners
Customer-centric service​
Our dedicated customer service team is here to serve you 24/7. Whether you have questions about the loan application process, need help understanding the terms, or have any other concerns, our friendly and professional staff are only a click or call away.
We are committed to providing you with the best service and ensuring that your borrowing experience is smooth and satisfying. Download Flashlend Loan today and experience a new way to borrow in Nigeria. Let us help you achieve your financial goals, big or small.
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